{"id":4172,"date":"2025-04-16T14:00:31","date_gmt":"2025-04-16T14:00:31","guid":{"rendered":"http:\/\/jig.world\/?p=4172"},"modified":"2025-04-16T14:02:13","modified_gmt":"2025-04-16T14:02:13","slug":"krankenversicherung-wie-funktioniert-das-in-deutschland","status":"publish","type":"post","link":"http:\/\/jig.world\/tr\/krankenversicherung-wie-funktioniert-das-in-deutschland\/","title":{"rendered":"Sa\u011fl\u0131k sigortas\u0131 - Almanya'da nas\u0131l i\u015fliyor?"},"content":{"rendered":"<p class=\"\" data-start=\"281\" data-end=\"470\">Almanya'da <strong data-start=\"301\" data-end=\"334\">herkesin sa\u011fl\u0131k sigortas\u0131 var<\/strong> olmak - bu zorunludur. Dolay\u0131s\u0131yla, oturma izni ba\u015fvurusunda bulunmak istiyorsan\u0131z, \u00f6ncelikle bir sa\u011fl\u0131k sigortas\u0131 \u015firketine kaydolman\u0131z gerekir.<\/p>\n<p class=\"\" data-start=\"472\" data-end=\"627\">Senin <strong data-start=\"478\" data-end=\"494\">Sa\u011fl\u0131k sigortas\u0131<\/strong> sonra devral\u0131r <strong data-start=\"514\" data-end=\"534\">Doktor masraflar\u0131<\/strong>, i\u00e7inde <strong data-start=\"539\" data-end=\"554\">Hastane<\/strong> veya ayr\u0131ca <strong data-start=\"569\" data-end=\"584\">\u0130la\u00e7 Tedavisi<\/strong>. B\u00f6ylece hastal\u0131k durumunda sigortal\u0131 olursunuz.<\/p>\n<h2 class=\"\" data-start=\"634\" data-end=\"652\">Yeni ne var?<\/h2>\n<p class=\"\" data-start=\"654\" data-end=\"1100\">Bu yana <strong data-start=\"663\" data-end=\"682\">15 Ocak 2025<\/strong> Baz\u0131 b\u00f6lgelerde ise <strong data-start=\"715\" data-end=\"752\">Elektronik hasta dosyas\u0131 (ePA)<\/strong> testte. Kimden <strong data-start=\"765\" data-end=\"784\">Nisan 2025 sonu<\/strong> Almanya genelinde ba\u015flat\u0131lacakt\u0131r. ePA ile \u015funlar\u0131 yapabilirsiniz <strong data-start=\"847\" data-end=\"878\">t\u0131bbi veriler dijital olarak<\/strong> \u00f6rne\u011fin te\u015fhislerinizi, a\u015f\u0131lar\u0131n\u0131z\u0131 veya re\u00e7etelerinizi kaydedin ve bunlar\u0131 doktorlarla veya eczanelerle payla\u015f\u0131n. Bu, her \u015feyi daha h\u0131zl\u0131 ve kolay hale getirir. \"Elektronik hasta dosyas\u0131\" sayfas\u0131nda daha fazla bilgi edinebilirsiniz.<\/p>\n<h2 class=\"\" data-start=\"1107\" data-end=\"1160\"><strong data-start=\"1110\" data-end=\"1160\">Hangi sa\u011fl\u0131k sigortas\u0131 \u015firketi benim i\u00e7in do\u011fru?<\/strong><\/h2>\n<p class=\"\" data-start=\"1162\" data-end=\"1222\">Almanya'da iki t\u00fcr sa\u011fl\u0131k sigortas\u0131 vard\u0131r:<\/p>\n<h3 class=\"\" data-start=\"1224\" data-end=\"1259\"><strong data-start=\"1231\" data-end=\"1259\">Yasal sa\u011fl\u0131k sigortas\u0131<\/strong><\/h3>\n<ul data-start=\"1260\" data-end=\"1525\">\n<li class=\"\" data-start=\"1260\" data-end=\"1304\">\n<p class=\"\" data-start=\"1262\" data-end=\"1304\">Burada \u00e7o\u011fu insan sigortal\u0131d\u0131r.<\/p>\n<\/li>\n<li class=\"\" data-start=\"1305\" data-end=\"1377\">\n<p class=\"\" data-start=\"1307\" data-end=\"1377\">Katk\u0131 pay\u0131 gelire ba\u011fl\u0131d\u0131r: <strong data-start=\"1339\" data-end=\"1377\">Daha az kazananlar daha az \u00f6d\u00fcyor.<\/strong><\/p>\n<\/li>\n<li class=\"\" data-start=\"1378\" data-end=\"1461\">\n<p class=\"\" data-start=\"1380\" data-end=\"1461\">Belirli ko\u015fullar alt\u0131nda <strong data-start=\"1425\" data-end=\"1460\">\u00dccretsiz aile sigortas\u0131<\/strong>.<\/p>\n<\/li>\n<li class=\"\" data-start=\"1462\" data-end=\"1525\">\n<p class=\"\" data-start=\"1464\" data-end=\"1525\">\u0130yi temel teminat - hastal\u0131k durumunda iyi korunursunuz.<\/p>\n<\/li>\n<\/ul>\n<h3 class=\"\" data-start=\"1527\" data-end=\"1565\"><strong data-start=\"1534\" data-end=\"1565\">\u00d6zel sa\u011fl\u0131k sigortas\u0131<\/strong><\/h3>\n<ul data-start=\"1566\" data-end=\"1989\">\n<li class=\"\" data-start=\"1566\" data-end=\"1688\">\n<p class=\"\" data-start=\"1568\" data-end=\"1688\">Sadece belirli gruplar i\u00e7in: \u00f6rn. <strong data-start=\"1601\" data-end=\"1616\">Devlet memurlar\u0131<\/strong>, <strong data-start=\"1618\" data-end=\"1636\">Serbest meslek<\/strong>, <strong data-start=\"1638\" data-end=\"1653\">\u00d6\u011frenciler<\/strong> ya da y\u00fcksek gelirli insanlar.<\/p>\n<\/li>\n<li class=\"\" data-start=\"1689\" data-end=\"1771\">\n<p class=\"\" data-start=\"1691\" data-end=\"1771\">Katk\u0131 pay\u0131 gelire de\u011fil, ya\u015fa, sa\u011fl\u0131\u011fa ve ya\u015fam tarz\u0131na ba\u011fl\u0131d\u0131r.<\/p>\n<\/li>\n<li class=\"\" data-start=\"1772\" data-end=\"1921\">\n<p class=\"\" data-start=\"1774\" data-end=\"1921\">S\u0131kl\u0131kla <strong data-start=\"1781\" data-end=\"1800\">daha fazla hizmet<\/strong> (\u00f6rne\u011fin h\u0131zl\u0131 doktor randevusu), ancak: \u015eunlar\u0131 yapmal\u0131s\u0131n\u0131z <strong data-start=\"1846\" data-end=\"1884\">t\u00fcm faturalar\u0131 \u00f6nce kendiniz \u00f6deyin<\/strong> ve paray\u0131 sonra geri al\u0131rs\u0131n.<\/p>\n<\/li>\n<li class=\"\" data-start=\"1922\" data-end=\"1989\">\n<p class=\"\" data-start=\"1924\" data-end=\"1989\">A <strong data-start=\"1928\" data-end=\"1988\">Yasal sa\u011fl\u0131k sigortas\u0131na geri d\u00f6nmek \u00e7ok zor<\/strong>.<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"1991\" data-end=\"2165\">\u0130pucu: E\u011fer emin de\u011filseniz <strong data-start=\"2040\" data-end=\"2063\">T\u00fcketici dan\u0131\u015fma merkezi<\/strong> veya \u015furaya bir g\u00f6z at\u0131n <a class=\"\" href=\"https:\/\/www.krankenkassen.de\" target=\"_new\" rel=\"noopener\" data-start=\"2084\" data-end=\"2136\">www.krankenkassen.de<\/a>. Orada kar\u015f\u0131la\u015ft\u0131rabilirsiniz.<\/p>\n<h2 class=\"\" data-start=\"2172\" data-end=\"2212\"><strong data-start=\"2175\" data-end=\"2212\">Aile sigortas\u0131 nedir?<\/strong><\/h2>\n<p class=\"\" data-start=\"2214\" data-end=\"2374\">Yasal sa\u011fl\u0131k sigortan\u0131z varsa, sa\u011fl\u0131k sigortan\u0131z\u0131 kullanabilirsiniz. <strong data-start=\"2266\" data-end=\"2318\">E\u015f ve \u00e7ocuklar \u00fccretsiz sigortal\u0131<\/strong> - kendi gelirleri \u00e7ok azsa ya da hi\u00e7 yoksa.<\/p>\n<p class=\"\" data-start=\"2376\" data-end=\"2406\"><strong data-start=\"2376\" data-end=\"2406\">\u00c7ocuklar da sigortal\u0131d\u0131r:<\/strong><\/p>\n<ul data-start=\"2407\" data-end=\"2607\">\n<li class=\"\" data-start=\"2407\" data-end=\"2425\">\n<p class=\"\" data-start=\"2409\" data-end=\"2425\"><strong data-start=\"2409\" data-end=\"2425\">18 ya\u015f\u0131na kadar<\/strong><\/p>\n<\/li>\n<li class=\"\" data-start=\"2426\" data-end=\"2463\">\n<p class=\"\" data-start=\"2428\" data-end=\"2463\"><strong data-start=\"2428\" data-end=\"2438\">23'e kadar<\/strong>\u00e7al\u0131\u015fmad\u0131klar\u0131 zaman<\/p>\n<\/li>\n<li class=\"\" data-start=\"2464\" data-end=\"2524\">\n<p class=\"\" data-start=\"2466\" data-end=\"2524\"><strong data-start=\"2466\" data-end=\"2476\">25'e kadar<\/strong>e\u011fitim g\u00f6r\u00fcyorlarsa veya \u00e7\u0131rakl\u0131k yap\u0131yorlarsa<\/p>\n<\/li>\n<li class=\"\" data-start=\"2525\" data-end=\"2607\">\n<p class=\"\" data-start=\"2527\" data-end=\"2607\"><strong data-start=\"2527\" data-end=\"2541\">S\u0131n\u0131rs\u0131z<\/strong>bir engel nedeniyle ba\u011f\u0131ms\u0131z olarak ya\u015fayam\u0131yorlarsa<\/p>\n<\/li>\n<\/ul>\n<h2 class=\"\" data-start=\"2614\" data-end=\"2650\"><strong data-start=\"2617\" data-end=\"2650\">Sa\u011fl\u0131k sigortas\u0131n\u0131 kim \u00f6d\u00fcyor?<\/strong><\/h2>\n<p class=\"\" data-start=\"2652\" data-end=\"2685\">Bu sizin durumunuza ba\u011fl\u0131d\u0131r:<\/p>\n<ul data-start=\"2687\" data-end=\"2988\">\n<li class=\"\" data-start=\"2687\" data-end=\"2787\">\n<p class=\"\" data-start=\"2689\" data-end=\"2787\"><strong data-start=\"2689\" data-end=\"2710\">\u00c7al\u0131\u015ft\u0131\u011f\u0131n\u0131zda<\/strong>Yar\u0131s\u0131n\u0131 i\u015fvereniniz \u00f6der, geri kalan\u0131 maa\u015f\u0131n\u0131zdan kesilir.<\/p>\n<\/li>\n<li class=\"\" data-start=\"2788\" data-end=\"2891\">\n<p class=\"\" data-start=\"2790\" data-end=\"2891\"><strong data-start=\"2790\" data-end=\"2844\">\u0130\u015fsizlik paras\u0131 veya sosyal yard\u0131m al\u0131yorsan\u0131z<\/strong>\u0130\u015f bulma kurumu veya sosyal yard\u0131m dairesi primleri \u00f6der.<\/p>\n<\/li>\n<li class=\"\" data-start=\"2892\" data-end=\"2988\">\n<p class=\"\" data-start=\"2894\" data-end=\"2988\"><strong data-start=\"2894\" data-end=\"2939\">Serbest meslek sahibiyseniz veya e\u011fitim g\u00f6r\u00fcyorsan\u0131z<\/strong>: Katk\u0131 pay\u0131n\u0131 siz \u00f6dersiniz <strong data-start=\"2963\" data-end=\"2973\">kendisi<\/strong> - her ay.<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"2990\" data-end=\"3145\"><strong data-start=\"2993\" data-end=\"3005\">\u00d6nemli:<\/strong> Bir s\u00fcre i\u00e7in sigortal\u0131 de\u011filseniz, primleri \u00f6demeniz gerekir <strong data-start=\"3074\" data-end=\"3088\">gecikmi\u015f \u00f6deme<\/strong>. Dolay\u0131s\u0131yla sigortay\u0131 \"durdurman\u0131n\" bir anlam\u0131 yoktur.<\/p>\n<h2 class=\"\" data-start=\"3152\" data-end=\"3214\"><strong data-start=\"3155\" data-end=\"3214\">Yasal sa\u011fl\u0131k sigortas\u0131 neleri \u00f6d\u00fcyor, neleri \u00f6demiyor?<\/strong><\/h2>\n<p class=\"\" data-start=\"3216\" data-end=\"3237\">\u00a0\u00d6rne\u011fin \u00f6deme yap\u0131l\u0131r:<\/p>\n<ul data-start=\"3238\" data-end=\"3344\">\n<li class=\"\" data-start=\"3238\" data-end=\"3251\">\n<p class=\"\" data-start=\"3240\" data-end=\"3251\">Doktor ziyaretleri<\/p>\n<\/li>\n<li class=\"\" data-start=\"3252\" data-end=\"3276\">\n<p class=\"\" data-start=\"3254\" data-end=\"3276\">Hastaneye yat\u0131\u015f<\/p>\n<\/li>\n<li class=\"\" data-start=\"3277\" data-end=\"3301\">\n<p class=\"\" data-start=\"3279\" data-end=\"3301\">\u0130la\u00e7 tedavisi (\u00e7o\u011funlukla)<\/p>\n<\/li>\n<li class=\"\" data-start=\"3302\" data-end=\"3344\">\n<p class=\"\" data-start=\"3304\" data-end=\"3344\">Fizyoterapi veya mesleki terapi gibi tedaviler<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"3346\" data-end=\"3373\">\u00a0\u00d6rne\u011fin \u00f6deme yap\u0131lmad\u0131:<\/p>\n<ul data-start=\"3374\" data-end=\"3480\">\n<li class=\"\" data-start=\"3374\" data-end=\"3397\">\n<p class=\"\" data-start=\"3376\" data-end=\"3397\">Kozmetik cerrahi<\/p>\n<\/li>\n<li class=\"\" data-start=\"3398\" data-end=\"3424\">\n<p class=\"\" data-start=\"3400\" data-end=\"3424\">Uzun mesafeli seyahatler i\u00e7in a\u015f\u0131lar<\/p>\n<\/li>\n<li class=\"\" data-start=\"3425\" data-end=\"3450\">\n<p class=\"\" data-start=\"3427\" data-end=\"3450\">Sadece k\u0131smen protezler<\/p>\n<\/li>\n<li class=\"\" data-start=\"3451\" data-end=\"3480\">\n<p class=\"\" data-start=\"3453\" data-end=\"3480\">Hastanede tek ki\u015filik oda<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"3482\" data-end=\"3678\">\u00a0Takma di\u015fler i\u00e7in ipucu: <strong data-start=\"3507\" data-end=\"3528\">Bir bonus kitap\u00e7\u0131\u011f\u0131 saklay\u0131n!<\/strong><br data-start=\"3528\" data-end=\"3531\" \/>D\u00fczenli kontrollere giderseniz (her 6-12 ayda bir), sigorta \u015firketinden protezler i\u00e7in daha fazla para al\u0131rs\u0131n\u0131z. Kitap\u00e7\u0131\u011f\u0131 di\u015f hekiminizden alabilirsiniz.<\/p>\n<p class=\"\" data-start=\"3680\" data-end=\"3783\">\u00a0Hastaneye gitmek zorunda kal\u0131rsan\u0131z, \u00f6deme yapars\u0131n\u0131z <strong data-start=\"3724\" data-end=\"3747\">G\u00fcnl\u00fck 10 \u20ac kendisi<\/strong> - geri kalan her \u015fey sa\u011fl\u0131k sigortas\u0131 taraf\u0131ndan kar\u015f\u0131lan\u0131r.<\/p>\n<h2 class=\"\" data-start=\"3790\" data-end=\"3829\"><strong data-start=\"3793\" data-end=\"3829\">Tamamlay\u0131c\u0131 sigorta nedir?<\/strong><\/h2>\n<p class=\"\" data-start=\"3831\" data-end=\"3918\">Bu bir <strong data-start=\"3844\" data-end=\"3872\">G\u00f6n\u00fcll\u00fc sigorta<\/strong>bu da size daha fazla fayda sa\u011flar - \u00f6rn:<\/p>\n<ul data-start=\"3920\" data-end=\"3991\">\n<li class=\"\" data-start=\"3920\" data-end=\"3946\">\n<p class=\"\" data-start=\"3922\" data-end=\"3946\">daha iyi di\u015f tedavileri<\/p>\n<\/li>\n<li class=\"\" data-start=\"3947\" data-end=\"3961\">\n<p class=\"\" data-start=\"3949\" data-end=\"3961\">yeni\u0307 g\u00f6zl\u00fckler<\/p>\n<\/li>\n<li class=\"\" data-start=\"3962\" data-end=\"3991\">\n<p class=\"\" data-start=\"3964\" data-end=\"3991\">Hastanede tek ki\u015filik oda<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"3993\" data-end=\"4114\">\u015eunlarla ek sigorta yapt\u0131rabilirsiniz <strong data-start=\"4031\" data-end=\"4058\">\u00f6zel si\u0307gortalar<\/strong> ya da bazen sa\u011fl\u0131k sigortas\u0131 \u015firketiniz arac\u0131l\u0131\u011f\u0131yla.<\/p>\n<h2 class=\"\" data-start=\"4121\" data-end=\"4165\"><strong data-start=\"4124\" data-end=\"4165\">\u0130la\u00e7lar\u0131n paras\u0131n\u0131 kendim \u00f6demek zorunda m\u0131y\u0131m?<\/strong><\/h2>\n<ul data-start=\"4167\" data-end=\"4506\">\n<li class=\"\" data-start=\"4167\" data-end=\"4237\">\n<p class=\"\" data-start=\"4169\" data-end=\"4237\"><strong data-start=\"4169\" data-end=\"4190\">\u00d6zel sigortal\u0131<\/strong>Evet - ama paran\u0131z\u0131 daha sonra geri alacaks\u0131n\u0131z.<\/p>\n<\/li>\n<li class=\"\" data-start=\"4238\" data-end=\"4506\">\n<p class=\"\" data-start=\"4240\" data-end=\"4267\"><strong data-start=\"4240\" data-end=\"4265\">Yasal olarak sigortal\u0131<\/strong>:<\/p>\n<ul data-start=\"4270\" data-end=\"4506\">\n<li class=\"\" data-start=\"4270\" data-end=\"4350\">\n<p class=\"\" data-start=\"4272\" data-end=\"4350\"><strong data-start=\"4272\" data-end=\"4312\">Re\u00e7eteli ila\u00e7lar<\/strong>: Genellikle sadece \u00f6deme yapars\u0131n\u0131z <strong data-start=\"4334\" data-end=\"4349\">10 \u20ac'ya kadar<\/strong>.<\/p>\n<\/li>\n<li class=\"\" data-start=\"4353\" data-end=\"4453\">\n<p class=\"\" data-start=\"4355\" data-end=\"4453\"><strong data-start=\"4355\" data-end=\"4401\">Re\u00e7etesiz ila\u00e7lar<\/strong> (ye\u015fil re\u00e7ete): Genellikle bunun i\u00e7in kendiniz \u00f6deme yapman\u0131z gerekir.<\/p>\n<\/li>\n<li class=\"\" data-start=\"4456\" data-end=\"4506\">\n<p class=\"\" data-start=\"4458\" data-end=\"4506\">\u0130\u00e7in <strong data-start=\"4462\" data-end=\"4472\">\u00c7ocuklar<\/strong> bir\u00e7ok ila\u00e7 \u00fccretsizdir.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"4508\" data-end=\"4773\">\u0130la\u00e7lara y\u0131lda \u00e7ok fazla para harc\u0131yorsan\u0131z (gelirinizin 2 %'sinden fazlas\u0131 veya kronik hastal\u0131k i\u00e7in 1 %'si), \u015funlar\u0131 yapabilirsiniz <strong data-start=\"4643\" data-end=\"4687\">ilave katk\u0131 paylar\u0131ndan muaf tutulacakt\u0131r<\/strong>. Sa\u011fl\u0131k sigortas\u0131 \u015firketinize ba\u015fvuruda bulunman\u0131z ve makbuzlar\u0131 ibraz etmeniz gerekmektedir.<\/p>\n<h2 class=\"\" data-start=\"4780\" data-end=\"4822\"><strong data-start=\"4783\" data-end=\"4822\">Peki ya ak\u0131l sa\u011fl\u0131\u011f\u0131?<\/strong><\/h2>\n<p class=\"\" data-start=\"4824\" data-end=\"4884\">Sa\u011fl\u0131k sigortas\u0131 \u015firketi genellikle masraflar\u0131 da kar\u015f\u0131lar:<\/p>\n<ul data-start=\"4886\" data-end=\"4986\">\n<li class=\"\" data-start=\"4886\" data-end=\"4936\">\n<p class=\"\" data-start=\"4888\" data-end=\"4936\"><strong data-start=\"4888\" data-end=\"4917\">Psikiyatrik tedavi<\/strong> (ila\u00e7la birlikte)<\/p>\n<\/li>\n<li class=\"\" data-start=\"4937\" data-end=\"4986\">\n<p class=\"\" data-start=\"4939\" data-end=\"4986\"><strong data-start=\"4939\" data-end=\"4957\">Psikoterapi<\/strong> (Terapist ile g\u00f6r\u00fc\u015fmeler)<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"4988\" data-end=\"5260\">Terapistin \u015fu \u00f6zelliklere sahip oldu\u011fundan emin olun<em data-start=\"5023\" data-end=\"5179\">i\u00e7inde <strong data-start=\"5035\" data-end=\"5054\">Sa\u011fl\u0131k sigortas\u0131 izni<\/strong> var.<br data-start=\"5061\" data-end=\"5064\" \/>E\u011fer bir yer bulamazsan\u0131z <strong data-start=\"5107\" data-end=\"5139\">\"Maliyet geri \u00f6deme prosed\u00fcr\u00fc\"<\/strong> - \u00f6zel bir terapiste gidersiniz<\/em>ve daha sonra geri \u00f6deme i\u00e7in ba\u015fvurabilirsiniz. Bu m\u00fcmk\u00fcnd\u00fcr, ancak biraz daha zaman al\u0131c\u0131d\u0131r.<\/p>\n<h2 class=\"\" data-start=\"5267\" data-end=\"5334\"><strong data-start=\"5270\" data-end=\"5334\">Sa\u011fl\u0131k sigortas\u0131 ila\u00e7lar\u0131 veya yard\u0131mlar\u0131 da \u00f6d\u00fcyor mu?<\/strong><\/h2>\n<p class=\"\" data-start=\"5336\" data-end=\"5377\">Evet - e\u011fer<em data-start=\"5350\" data-end=\"5358\">e doktorlar<\/em>i\u00e7lerinde yaz\u0131yor:<\/p>\n<h3 class=\"\" data-start=\"5379\" data-end=\"5395\">\u00c7\u00f6z\u00fcmler<\/h3>\n<ul data-start=\"5396\" data-end=\"5471\">\n<li class=\"\" data-start=\"5396\" data-end=\"5412\">\n<p class=\"\" data-start=\"5398\" data-end=\"5412\">Fizyoterapi<\/p>\n<\/li>\n<li class=\"\" data-start=\"5413\" data-end=\"5427\">\n<p class=\"\" data-start=\"5415\" data-end=\"5427\">Mesleki terapi<\/p>\n<\/li>\n<li class=\"\" data-start=\"5428\" data-end=\"5439\">\n<p class=\"\" data-start=\"5430\" data-end=\"5439\">Konu\u015fma terapisi<\/p>\n<\/li>\n<li class=\"\" data-start=\"5440\" data-end=\"5471\">\n<p class=\"\" data-start=\"5442\" data-end=\"5471\">Ayak bak\u0131m\u0131 (diyabet vb. i\u00e7in)<\/p>\n<\/li>\n<\/ul>\n<h3 class=\"\" data-start=\"5473\" data-end=\"5490\">Yard\u0131mlar<\/h3>\n<ul data-start=\"5491\" data-end=\"5647\">\n<li class=\"\" data-start=\"5491\" data-end=\"5531\">\n<p class=\"\" data-start=\"5493\" data-end=\"5531\">G\u00f6zl\u00fck (belirli ko\u015fullar alt\u0131nda)<\/p>\n<\/li>\n<li class=\"\" data-start=\"5532\" data-end=\"5543\">\n<p class=\"\" data-start=\"5534\" data-end=\"5543\">\u0130\u015fitme Cihazlar\u0131<\/p>\n<\/li>\n<li class=\"\" data-start=\"5544\" data-end=\"5556\">\n<p class=\"\" data-start=\"5546\" data-end=\"5556\">Tekerlekli Sandalyeler<\/p>\n<\/li>\n<li class=\"\" data-start=\"5557\" data-end=\"5568\">\n<p class=\"\" data-start=\"5559\" data-end=\"5568\">Y\u00fcr\u00fcme yard\u0131mc\u0131lar\u0131<\/p>\n<\/li>\n<li class=\"\" data-start=\"5569\" data-end=\"5591\">\n<p class=\"\" data-start=\"5571\" data-end=\"5591\">Protezler \/ Ortezler<\/p>\n<\/li>\n<li class=\"\" data-start=\"5592\" data-end=\"5606\">\n<p class=\"\" data-start=\"5594\" data-end=\"5606\">Bak\u0131m yataklar\u0131<\/p>\n<\/li>\n<li class=\"\" data-start=\"5607\" data-end=\"5628\">\n<p class=\"\" data-start=\"5609\" data-end=\"5628\">\u0130nkontinans \u00fcr\u00fcnleri<\/p>\n<\/li>\n<li class=\"\" data-start=\"5629\" data-end=\"5647\">\n<p class=\"\" data-start=\"5631\" data-end=\"5647\">Oksijen cihazlar\u0131<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"5649\" data-end=\"5731\">Bazen yapman\u0131z gereken <strong data-start=\"5667\" data-end=\"5705\">k\u00fc\u00e7\u00fck bir k\u0131sm\u0131n\u0131 kendiniz \u00f6deyin<\/strong>. Faturalar\u0131 g\u00fcvenli bir yerde saklay\u0131n!<\/p>\n<h2 class=\"\" data-start=\"5738\" data-end=\"5782\"><strong data-start=\"5741\" data-end=\"5782\">Sa\u011fl\u0131k sigortas\u0131 \u015firketimi de\u011fi\u015ftirebilir miyim?<\/strong><\/h2>\n<p class=\"\" data-start=\"5784\" data-end=\"5821\">Evet - 2021'den beri kolay:<\/p>\n<ul data-start=\"5823\" data-end=\"6069\">\n<li class=\"\" data-start=\"5823\" data-end=\"5902\">\n<p class=\"\" data-start=\"5825\" data-end=\"5902\">Yeni bir kasa se\u00e7in, kasa - <strong data-start=\"5858\" data-end=\"5901\">Yeni yazar kasa iptal i\u015flemini sizin i\u00e7in yap\u0131yor<\/strong>.<\/p>\n<\/li>\n<li class=\"\" data-start=\"5903\" data-end=\"5991\">\n<p class=\"\" data-start=\"5905\" data-end=\"5991\">Sonra <strong data-start=\"5910\" data-end=\"5924\">12 ay<\/strong> de\u011fi\u015ftirebilirsiniz veya hemen, e\u011fer bir <strong data-start=\"5972\" data-end=\"5985\">yeni i\u015f<\/strong> var.<\/p>\n<\/li>\n<li class=\"\" data-start=\"5992\" data-end=\"6069\">\n<p class=\"\" data-start=\"5994\" data-end=\"6069\">Sa\u011fl\u0131k sigortas\u0131 kurumunuz katk\u0131 pay\u0131n\u0131 art\u0131r\u0131rsa <strong data-start=\"6043\" data-end=\"6068\">\u00d6zel iptal hakk\u0131<\/strong>.<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"6071\" data-end=\"6305\">\u00a0\u00d6zel sigortadan tekrar yasal sigortaya ge\u00e7i\u015f sadece m\u00fcmk\u00fcnd\u00fcr <strong data-start=\"6150\" data-end=\"6182\">belirli ko\u015fullar alt\u0131nda<\/strong> m\u00fcmk\u00fcn - \u00f6zellikle <strong data-start=\"6203\" data-end=\"6222\">55 ya\u015f alt\u0131<\/strong> ve gelir i\u00e7in <strong data-start=\"6241\" data-end=\"6268\">y\u0131ll\u0131k 73.800 \u20ac'dan az<\/strong> (2025 itibariyle). \u0130yi tavsiyeler al\u0131n!<\/p>\n<h2 class=\"\" data-start=\"6312\" data-end=\"6354\"><strong data-start=\"6315\" data-end=\"6354\">Yurt d\u0131\u015f\u0131nda da sigortal\u0131 m\u0131y\u0131m?<\/strong><\/h2>\n<ul data-start=\"6356\" data-end=\"6533\">\n<li class=\"\" data-start=\"6356\" data-end=\"6445\">\n<p class=\"\" data-start=\"6358\" data-end=\"6445\">\u0130\u00e7inde <strong data-start=\"6372\" data-end=\"6395\">AB, AEA ve \u0130svi\u00e7re<\/strong>\u00c7o\u011funlukla evet - sa\u011fl\u0131k sigortas\u0131 \u015firketinize dan\u0131\u015f\u0131n.<\/p>\n<\/li>\n<li class=\"\" data-start=\"6446\" data-end=\"6533\">\n<p class=\"\" data-start=\"6448\" data-end=\"6533\"><strong data-start=\"6448\" data-end=\"6468\">AB d\u0131\u015f\u0131nda<\/strong>: S\u0131k s\u0131k bir <strong data-start=\"6491\" data-end=\"6532\">Yurt d\u0131\u015f\u0131 seyahatler i\u00e7in tamamlay\u0131c\u0131 sigorta<\/strong>.<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"6535\" data-end=\"6662\">Baz\u0131 \u00fclkeler ile - \u00f6rn. <strong data-start=\"6563\" data-end=\"6573\">T\u00fcrkiye<\/strong> - var. <strong data-start=\"6584\" data-end=\"6602\">\u00d6zel anla\u015fma<\/strong>teminat\u0131n\u0131z\u0131 d\u00fczenler. Sa\u011fl\u0131k sigortas\u0131 \u015firketinize sorman\u0131z yeterlidir.<\/p>","protected":false},"excerpt":{"rendered":"<p>In Deutschland muss jede Person krankenversichert sein \u2013 das ist Pflicht. Wenn du also eine Aufenthaltserlaubnis beantragen willst, musst du dich vorher bei einer Krankenkasse anmelden. Deine Krankenkasse \u00fcbernimmt dann die Kosten beim Arzt, im Krankenhaus oder auch f\u00fcr Medikamente. So bist du im Krankheitsfall abgesichert. Was ist neu? Seit dem 15. Januar 2025 gibt [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[80,92,104],"tags":[],"class_list":["post-4172","post","type-post","status-publish","format-standard","hentry","category-asylstatus","category-gesundheit","category-krankenversicherung-wie-funktioniert-das-in-deutschland"],"_links":{"self":[{"href":"http:\/\/jig.world\/tr\/wp-json\/wp\/v2\/posts\/4172","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/jig.world\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/jig.world\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/jig.world\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/jig.world\/tr\/wp-json\/wp\/v2\/comments?post=4172"}],"version-history":[{"count":1,"href":"http:\/\/jig.world\/tr\/wp-json\/wp\/v2\/posts\/4172\/revisions"}],"predecessor-version":[{"id":4173,"href":"http:\/\/jig.world\/tr\/wp-json\/wp\/v2\/posts\/4172\/revisions\/4173"}],"wp:attachment":[{"href":"http:\/\/jig.world\/tr\/wp-json\/wp\/v2\/media?parent=4172"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/jig.world\/tr\/wp-json\/wp\/v2\/categories?post=4172"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/jig.world\/tr\/wp-json\/wp\/v2\/tags?post=4172"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}