The Unemployment benefit in Germany is a financial benefit from unemployment insurance that supports people who have lost their jobs. It is administered by the Federal Employment Agency and is intended to cover living expenses while looking for work.
Requirements for the claim
To be entitled to unemployment benefit, the following conditions must be met:
-UnemploymentYou are unemployed or work less than 15 hours per week.
-Unemployment registrationYou have registered as unemployed with the Employment Agency in person or online.
-Qualifying periodYou have been in employment subject to compulsory insurance for at least 12 months within the last 30 months before registering as unemployed.
Amount of unemployment benefit
The amount of unemployment benefit is based on the average gross salary of the last 12 months before unemployment. Flat-rate deductions for taxes and social security contributions are made from this in order to calculate the so-called Performance fee to be determined. The unemployment benefit amounts to:
-67 % of the benefit allowance for unemployed persons with at least one child.
-60 % of benefit payments for unemployed persons without children.
Example:
-An employee without children had an average monthly gross income of 3,000 euros.
After deductions, this results in performance-related pay of approx. 2,100 euros.
-The unemployment benefit is therefore 60 % of 2,100 euros, i.e. 1,260 Euro monthly.
Duration of the subscription
The duration of entitlement depends on the length of employment subject to compulsory insurance and the age of the unemployed person:
-Under 50 years:
-12 months of employment subject to compulsory insurance: 6 months Unemployment benefit.
-24 months or more: 12 months Unemployment benefit.
-From 50 years:
-Depending on the length of employment, the period of entitlement can be gradually extended to up to 24 months increase.
Example:
A 52-year-old employee has been employed subject to compulsory insurance for a total of 30 months in the last 5 years.
-He is entitled to 15 months Unemployment benefit.
Application
-Register three months at the latest before termination of the employment relationship. In the case of short-term knowledge within three days.
-Unemployment registration can be done in person at the employment agency or online.
-Apply for unemployment benefit after registering as unemployed. Various documents are required for this, including your identity card, the certificate of employment from your last employer and your bank details.
Important notes
-Locking periodsIf you resign or refuse to accept reasonable work, you may be subject to a blocking period of up to 12 weeks during which no unemployment benefit is paid.
-Additional incomeAdditional income of up to 165 euros per month is not taken into account. Higher income is deducted from the unemployment benefit.
-Health insurance: You are still covered by health insurance while you are receiving unemployment benefit.
For more information, please visit our website: JIG.WORLD
